Business Savings
Gesa Business Savings account offers competitive rates, convenient access to your account through Xpress Online, and ensures your membership as a business account member.
- Low minimum balance of $100 to open and maintain the account
- Competitive rates assure that your funds are working for you
- Low monthly service charge can be waived, based on the aggregate average daily balances in all other Business accounts
- Use this account for overdraft protection from a checking or money market account
To open a Business Savings account, call a Gesa Commercial Services Representative at (888) 946-4372.
Business Account Fees (PDF)
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Certificates
If you're seeking a higher-yielding fixed-rate savings account for funds that are in excess of your current operating requirements, consider our Business Certificate accounts. Benefits include:
- Terms ranging from three to sixty months
- Interest is compounded and paid monthly at maturity
- Choose one of three tier levels for your account.
- Certificates can be used as collateral to secure a loan at a competitive margin.
To open a Business Certificate account, call a Gesa Commercial Services Representative at (888) 946-4372.
Minimum deposit balance must be maintained to earn APY andfees may reduce earnings on the account. Early withdrawal penalties will apply.Certificate rates are for a limited time only. Stated rates are as of 01/01/2021 and are subject to change.
Business Analysis Account Fees (PDF)Business Account Fees (PDF)
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